Credit Card Comparisons: Small Time Banks

Time to show some credit card love and compare a few of the smaller credit cards found in less wealthy countries.

Account now. A very small banking firm in belgium. The credit card design is pretty cool; reminds me of those slow shutter highway shots.

• £20 off fee when you transfer £3,000+
• Belgium's longest 0% balance transfer period
• 0% on purchases for 3 months

Advantage SBI Credit card. Gold account credit card here. How does it compare to account now?
Check its rates and see for yourself!

• Instant online decision is available
• 10% off SBI holidays & wine package
• Pay for items up to £15 with Contactless

Horrible Credit Card Comparison: Shit vs Piss

Terrible Music and Terrible Credit Cards. Who would ever think of putting these two together?!

Well some genius did and they combined Usher with credit cards. They didnt even manage to make the design good. The rates arnt that special either.

Here he is. The design isnt too bad, they have gone with usual credit card scheme of flashing gold everywhere. But his pose is just...egotistic

Heres the credit card rates
Receive up to 59 days interest free on new purchases if you pay your statement in full and on time every month. Each month you must pay Clydesdale Bank at least the minimum payment set out in your statement. This will be an amount equal to the greater of:
• All interest and default fees added to your account that month together with 1% of the remaining balance on your account or
• £5 (or the statement balance if it is less than £5).

 Some how the bank decided to release a second credit card with this guy. This however was a platinum credit card which had a few benefits to go with the con(the guys fact in your pocket all day)


Receive up to 56 days interest free on new purchases if you pay your statement in full and on time every month. The minimum monthly repayment on this card is interest, default charges and any balance protector premium plus 1% of the principal, or 3% of the statement balance or £5 whichever is highest, or the whole balance if it is less than £5. 

Ok ill be honest. The credit card doesnt look too bad when you read the fine print. The credit rates are somewhat beneficial. What do you guys think!?

Credit Card Comparison: Gold Vs Platinum

Todays credit card comparison compares teh credit rates of a gold credit card vs a platinum credit card.
Seem like an obvious choice?
Think again!
Some banks sucker you in by promising platinum benefits through name. In reality your worse off. Check and compare these credit cards!

A platinum credit card from Nordea, very traditional design.
Credit Rates

• Free text/email bill reminders
• 100s of discounts with top brands

Representative Example: If you spend £1,200 at a purchase interest rate of 16.56% (variable) your Representative APR will be 16.6% (variable).

Public Bank Asia. Gold account credit card. Last time i posted this it was well received. Lets see how its credit rates do in a credit card comparison!

Receive up to 56 days interest free on new purchases if you pay your statement in full and on time every month. The minimum repayment on this card is the highest of:
2.25% of the amount you owe on your monthly statement;
£5 (or the entire amount if less than £5);
any interest, account fees and default charges that have been added to your account since your last statement plus 1% of the remaining balance.

Some things to ponder there over this credit card. How do the credit rates do for you?!

Wednesday Credit Card Comparisons!

More of the same. Credit card comparison of two brand new credit cards. Check out the benefits; pros and cons of these hot credit cards!!

A platinum standard credit card from SAC Feder Credit Union. A reasonably elite bank that not many know about - they only deal with the most wealthy and expensive of names.

• Earn 10,000 Medallion(R) Qualification Miles (MQMs) with your first purchase, and Miles Boosts(SM) of up to 30,000 MQMs when you spend $60,000 in a calendar year
• Annual complimentary First-Class companion ticket with Card renewal
• Delta Sky Club(TM) access for you and your guests
• Check your first bag free on every Delta flight
• Rated 4 out of 5 stars in Overall Satisfaction Rating, based on feedback from current Delta Reserve Credit Cardmembers from American Express

 Another lesser known bank credit card. This variant from the KBC bank. Another high profile bank that only messes with real deal rich folk.

• No annual membership fee
• Low variable rate of 7.25%, 10.25% or 13.25% based on creditworthiness. This APR will vary with the market based on the Prime Rate
• Low Introductory APR on Balance Transfers of 1.99% for 6 billing cycles. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness.
• Product Enhancements include: Auto Rental Collision Damage Waiver, Roadside Dispatch and Travel Emergency Services.

Two credit cards you dont hear much of. Very high profile stuff; only a small percentage of the worlds elite rich hold these cards!

Thoughts?

Credit Card Comparison: SPORTS vs CARTOON

 Today i compare two very different credit cards. an expensive cartton credit card and a valuable sports franchise credit card!

• 0% Intro APR for 12 months on balance transfers, then a variable APR as low as 9.99%-22.99% after your 0% ends
• 0% Intro APR for 6 months on purchases, then a variable APR as low as 9.99%-22.99% after your 0% ends
• $50 Bonus Cash Back after your first purchase
• 5% Cash Back on up to $1,500 spent in bonus categories

• 0% Intro APR on purchases for 6 months.
• 5% Cashback Bonus® in categories that change like travel, department stores, gas, groceries, restaurants, and more.
• Up to 1% unlimited Cashback Bonus® on everything else you buy
• No Annual Fee

Credit Card Comparison - One dumb looking credit card!

Todays update includes one stupid looking credit card!
So let me know what you think; how do these credit cards compare!?

• Only 75% Capital One fee on balance transfers
• Transfer money to your current account
• Contactless technology

Interesting benefits. Does the credit card look good to you? Would you take on this credit card with those features?

Heres another credit card. From the great bank DnB NORD. The stupid credit card of the day. I dont quite understand why that guy in on the credit card and why hes doing what he is doing. Pretty dumb looking but funny in a strange way.

• 10% cashback on petrol spend up to £30
• 0% interest on purchases for 6 months 
• 0% intro APR until August 2012 on balance transfers
• 0% intro APR until August 2012 on purchases
• 24-hour travel assistance gives you a replacement card and cash advance
• Up to 1% unlimited Cashback Bonus® on everything else you buy
• No Annual Fee

Strange looking credit card but its also one powerful credit card. Those interest rates and APR rates are damn amazing and you will have no problem spending this credit card anywhere in the world.
Is the slightly odd design worth it?

Credit Card Comparison: Art Vs Money

A blend of my usual credit card theme. This time comparing two important features of a credit card; how it looks to how it behaves. What decides the credit card for you?
Having a nice credit card design or the quality of the credit card rates and values?
YOU DECIDE!

Not a great looking credit card very plain but can you argue with its figures and financial benefits?

• 0% intro APR until August 2012 on balance transfers
• 0% intro APR until August 2012 on purchases
• 24-hour travel assistance gives you a replacement card and cash advance
• Up to 1% unlimited Cashback Bonus® on everything else you buy
• No Annual Fee

A very creative credit card. Not without its financial (if lesser) benefits.

• Get the credit you need with no processing fees or application fees
• Automatic reporting to the 3 major credit bureaus
• Track credit with access to your credit score and other tools

Two very nice credit cards in their own way. How do they compare and which would you take?

Another GOLD CREDIT CARD COMPARISON!

After such a great reception the credit card comparison theme will continue for now.
Today i shall compare two top of the range gold credit cards. Which of these gold credit card wins this battle of the banks for you?!

A reposted credit card of mine but never compared to other credit cards. This gold credit card from dubai first is one mean credit card. Check out its specs.

• Contactless technology
• 1p off phone bill / £1.50 spent
• Transfer money to your current account

Receive up to 50 days interest free on new purchases if you pay your statement in full and on time every month. The minimum repayment on this card is your balance (if this is less than £25); or whichever is the greater of: £25; or 1% of your statement balance before any default charges, annual fee and interest (to which MBNA will then add an amount equal to the default charges, annual fee and interest). You will be assessed on your personal circumstances and credit history to determine the APR available to you. This may result in you being offered a different rate than that quoted.

This credit card from visa is also very nice. The design is clear and speckled with that amazing gold texture.

• 10% cashback on petrol spend up to £30
• 0% interest on purchases for 6 months 

0% interest on balance transfers for 14 months and 0% on purchases for 6 months, the balance transfer is subject to a 2.7% transfer fee which is slightly lower than the market average. Instant online decision is available. You will need a good credit rating and a minimum annual income of £20,000. This card does not allow balance transfers from another Gold account. Once the 0% period ends you will be charged an annual percentage rate (APR) of 16.9% on any purchases you make.

So those are two very valuable gold credit card accounts. How do you feel they compare and which would you take?