Horrible Credit Card Comparison: Shit vs Piss

Terrible Music and Terrible Credit Cards. Who would ever think of putting these two together?!

Well some genius did and they combined Usher with credit cards. They didnt even manage to make the design good. The rates arnt that special either.

Here he is. The design isnt too bad, they have gone with usual credit card scheme of flashing gold everywhere. But his pose is just...egotistic

Heres the credit card rates
Receive up to 59 days interest free on new purchases if you pay your statement in full and on time every month. Each month you must pay Clydesdale Bank at least the minimum payment set out in your statement. This will be an amount equal to the greater of:
• All interest and default fees added to your account that month together with 1% of the remaining balance on your account or
• £5 (or the statement balance if it is less than £5).

 Some how the bank decided to release a second credit card with this guy. This however was a platinum credit card which had a few benefits to go with the con(the guys fact in your pocket all day)


Receive up to 56 days interest free on new purchases if you pay your statement in full and on time every month. The minimum monthly repayment on this card is interest, default charges and any balance protector premium plus 1% of the principal, or 3% of the statement balance or £5 whichever is highest, or the whole balance if it is less than £5. 

Ok ill be honest. The credit card doesnt look too bad when you read the fine print. The credit rates are somewhat beneficial. What do you guys think!?

Credit Card Comparisons: The credit cards of the everyman

Ive lost touch last few updates so today theres some credit cards with rates more realistic for the average person on teh street. Check these credit cards out!

A nice globe like design, two spheres cool stuff. This is a really nice credit card aimed at college students.
Receive up to 56 days interest free on new purchases if you pay your statement in full and on time every month. The minimum repayment on this card is the highest of:
2.25% of the amount you owe on your monthly statement;
£5 (or the entire amount if less than £5);
any interest, account fees and default charges that have been added to your account since your last statement plus 1% of the remaining balance
Those are certainly beneficial for those with short arms and deep pockets!

Capital One developed a platinum credit card scheme that offered platinum level rates for lower incomes. What do you think?

• Cover against online fraud
• Discounts on travel, shopping & dining 
• The interest rate charged on purchases after the introductory period will be 15.94% APR.

  
  

  Those are some nice features, cool wood pine design too!

  
  

  
  

  So what do you guys think of these credit rates!?

  Which credit crad suits you and how do they compare!?
   

Platinum Credit Card Comparisons: Discover takes on Mauwee Valley

Two less popular platinum credit cards. These two do have their own unique credit rate benefits however. They are certainly powerful credit cards in the correct hands!

Discover credit cards always have nice designs even when more basic and plain. This doesnt disapoint. They really nailed the graphics. Did they manage to tie down some good credit rates to match?

Receive up to 56 days interest free on new purchases if you pay your statement in full and on time every month. The minimum repayment on this card is the highest of:
1. 2.25% of the amount you owe on your monthly statement;
2. £5 (or the entire amount if less than £5);
3. any interest, account fees and default charges that have been added to your account since your last statement plus 1% of the remaining balance.

 In the other corner teh stunning mauwee valley platinum credit card. Really captured that unique expensive credit rate credit card feel with teh glitter. Do the credit rate benefits catch your eyes?


A generous 18 months 0% interest on balance transfers and 3 months 0% on purchases. You will need a good credit rating and be over 18 years of age. There is no minimum income requirement however you will not be able to transfer a balance from an existing MBNA card which includes Virgin. Instant online decision is available. Once the 0% period ends you will be charged an annual percentage rate (APR) of 18.8% on the transferred balance. In order to transfer a balance at the introductory rate this must be undertaken within the first 60 days of account opening.


A tough decision but im sure theres benefits to both. More tomorrow!

Credit Card Comparison: Gold Vs Platinum

Todays credit card comparison compares teh credit rates of a gold credit card vs a platinum credit card.
Seem like an obvious choice?
Think again!
Some banks sucker you in by promising platinum benefits through name. In reality your worse off. Check and compare these credit cards!

A platinum credit card from Nordea, very traditional design.
Credit Rates

• Free text/email bill reminders
• 100s of discounts with top brands

Representative Example: If you spend £1,200 at a purchase interest rate of 16.56% (variable) your Representative APR will be 16.6% (variable).

Public Bank Asia. Gold account credit card. Last time i posted this it was well received. Lets see how its credit rates do in a credit card comparison!

Receive up to 56 days interest free on new purchases if you pay your statement in full and on time every month. The minimum repayment on this card is the highest of:
2.25% of the amount you owe on your monthly statement;
£5 (or the entire amount if less than £5);
any interest, account fees and default charges that have been added to your account since your last statement plus 1% of the remaining balance.

Some things to ponder there over this credit card. How do the credit rates do for you?!

Credit Card Comparisons: Popular Credit Cards of the PAST

Today we will look at credit cards of yesterday. These credit cards had some crazy expensive benefits. So good that the banks eventually went bust. How do these credit cards compare?
Read on for CREDIT CARD COMPARISONS!

A platinum credit card from Blue & Gold bank. This credit card is crazy fly. It has INCARD Technology which allows unique crap like those numbers on the top right.
How do its benefits and features compare?!

• Cover against online fraud
• Discounts on travel, shopping & dining
• Choice of card

0% interest on balance transfers for 17 months and 0% on purchases for 3 months. You will need a good credit rating, however there is no minimum income requirement. Instant online decision is available. This card does not accept balance transfers from other Blue & Gold credit cards. Once the 0% period ends you will be charged an annual percentage rate (APR) of 16.94% on the transferred balance. 

Pretty good. Really beneficial for your platinum level account holders.

 Chase Credit Cards premium business credit card. This credit card was huge in the late 90s. Im sure alot of your parents was rocking one of these if they were worth a dime.
Check out its rates!

• 10% cashback on petrol spend up to £30
• 0% on purchases for 3 months
• Chase Freedom reward scheme

The interest charged on balance transfers after the introductory period will be 16.94% APR. 

So those are some interesting credit card rates. How do they compare in your eyes?!

For me i think the blue and gold credit card just takes the cake!

Wednesday Credit Card Comparisons!

More of the same. Credit card comparison of two brand new credit cards. Check out the benefits; pros and cons of these hot credit cards!!

A platinum standard credit card from SAC Feder Credit Union. A reasonably elite bank that not many know about - they only deal with the most wealthy and expensive of names.

• Earn 10,000 Medallion(R) Qualification Miles (MQMs) with your first purchase, and Miles Boosts(SM) of up to 30,000 MQMs when you spend $60,000 in a calendar year
• Annual complimentary First-Class companion ticket with Card renewal
• Delta Sky Club(TM) access for you and your guests
• Check your first bag free on every Delta flight
• Rated 4 out of 5 stars in Overall Satisfaction Rating, based on feedback from current Delta Reserve Credit Cardmembers from American Express

 Another lesser known bank credit card. This variant from the KBC bank. Another high profile bank that only messes with real deal rich folk.

• No annual membership fee
• Low variable rate of 7.25%, 10.25% or 13.25% based on creditworthiness. This APR will vary with the market based on the Prime Rate
• Low Introductory APR on Balance Transfers of 1.99% for 6 billing cycles. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness.
• Product Enhancements include: Auto Rental Collision Damage Waiver, Roadside Dispatch and Travel Emergency Services.

Two credit cards you dont hear much of. Very high profile stuff; only a small percentage of the worlds elite rich hold these cards!

Thoughts?

Platinum Credit Card comparison: BATTLE OF THE TITANS!

The classic american express platinum has many nice little bonuses such as

• 10% cashback on petrol spend up to £30
• UK's longest 0% balance transfer period
• 0% on purchases for 3 months

The longest 0% balance transfer card in the market at 20 months, plus 0% interest on purchases for 3 months. Instant online decision is available. You will need a good credit rating and a minimum annual income of £20,000. This card does not allow balance transfers from another Amex credit card. Once the 0% period ends you will be charged an annual percentage rate (APR) of 17.5% on the transferred balance. In order to benefit from the 0% introductory rate, a balance transfer must be carried out within the first 60 days of the account being opened.

The platinum preferred credit card

• Only 2.88% BT fee on balance transfers
• Transfer money to your current account
• Contactless technology

A generous 18 months 0% interest on balance transfers and 3 months 0% on purchases. You will need a good credit rating and be over 18 years of age. There is no minimum income requirement however you will not be able to transfer a balance from an existing MBNA card which includes Virgin. Instant online decision is available. Once the 0% period ends you will be charged an annual percentage rate (APR) of 18.8% on the transferred balance. In order to transfer a balance at the introductory rate this must be undertaken within the first 60 days of account opening

Two of the heavyweights of the platinum credit card market. Which one receives your vote?

BLACK Credit Card comparisons

Black credit cards are very popular in this modern era. They usually imply extremely high status credit card bank account holders. Much higher than a platinum account; these often are only handed out by invitation.
Ive selected a few of the most prostigious black credit cards on the market.

The master card world elite comes with a number of features. World Elite MasterCard comes with a complimentary 24/7 concierge service that acts like a relentless personal assistant. Need to locate hard-to-find items or even reserve that perfect table? Concierge is there to help.
To contact the concierge call number on the back of your card. A very respectable credit card with many pros.

A credit card ive posted before. Simply titled BLACK CARD. Similar to the American Express Centurion Card, Visa's Black Card is awarded to the top percentage of Visa Card users. Unlike the AMEX card the fee is only $500 a month with no minimum spending amount!
A Visa advertisement claims that the card is "the world's most prestigious and versatile card." It may be versatile. However, with Visa's goal to have 3 million users carry the card, is the Black really the most prestigious with that high a figure? It isnt too rare to come across a holder of this credit card but does that distract its quality from you?!

The most influential credit card of them all; encouraging hundreds of immitators including the aforementioned black card. The american express centurian is one incredible looking credit card.
The Centurion Card, known informally as the black card, is a charge card issued by American Express. The card is available in certain markets, mainly the US, Canada, Mexico, Europe, Taiwan, Korea, areas of China (e.g. Hong Kong), Japan, Australia and the Middle East. The Centurion Card provides access to a range of benefits, depending on the country where the card is issued. In the 1980s, urban legends circulated about a black credit card of high spending power. While those legends were false at the time, American Express decided to capitalize on them by introducing the Centurion card in 1999.
To become a Centurion cardholder, one must meet American Express's strict eligibility criteria. Cardholders are required to pay an annual fee, and in some countries also an initiation fee.

Can you believe there were URBAN LEGENDS about this card?!


So which black credit card takes your liking?

HSBC Credit Cards comparison!

So yesterdays credit cards had mixed views; picks from both side of the fence.
Well today I shall compare various HSBC credit cards!

A standard HSBC credit card; the grey design is very simply and this credit card is issued to standard credit card bank account holders.

Those bank account owners slightly higher in teh ranks are entitled to the gold credit card accoutn variant. This is slightly more expensive a credit card and the gold design certainly shows this.

Finally; the platinum credit card. HSBC have shaken things up a little with this credit card opting for a red scheme and a twist on their usual planet credit card design. To great effect i must say!


As for a little about HSBC;

HSBC Holdings plc is a global banking and financial services company headquartered in Canary Wharf, London, United Kingdom^. As of 2010 it was the world's sixth-largest banking and financial services group and eighth-largest company according to a composite measure by Forbes magazine. It has around 7,500 offices in 87 countries and territories across Africa, Asia, Europe, North America and South America and around 100 million customers. As of 30 June 2010 it had total assets of $2.418 trillion, of which roughly half were in Europe, a quarter in the Americas and a quarter in Asia.
HSBC Holdings plc was founded in London in 1991 by The Hongkong and Shanghai Banking Corporation to act as a new group holding company and to enable the acquisition of UK-based Midland Bank.The origins of the bank lie in Hong Kong and Shanghai, where branches were first opened in 1865^. Today HSBC remains the largest bank in Hong Kong, and recent expansion in mainland China, where it is now the largest international bank, has returned it to that part of its roots.
HSBC is a universal bank and is organised within four business groups: Commercial Banking; Global Banking and Markets (investment banking); Personal Financial Services (retail banking); and Private Banking.
HSBC's primary listing is on the London Stock Exchange and it is a constituent of the FTSE 100 Index. It has secondary listings on the Hong Kong Stock Exchange (where it is a constituent of the Hang Seng Index), the New York Stock Exchange, Euronext Paris and the Bermuda Stock Exchange. As of August 2010, it was the largest company listed on the London Stock Exchange, with a market capitalisation of £115.8 billion.

HD Credit Cards- Part 2; Platinum American Express

Continueing the credit card theme of high res credit cards today i bring you a platinum american express

Simply click through to see the glorious HD.
This credit card has some really fine detail you often only find in american express credit cards. Always been a favourite; at last i have found a high resolution image. Its as if i actually own this platinum credit card.

Some more about American Express?


The idea of a charge card for travel was discussed as early as 1946 but it was not until 1958 that the American Express introduced their first cards. The early ones were paper. In 1959 plastic cards were introduced.
In 1966, American Express introduced the Gold Card and in 1984 the Platinum Card. The Platinum Card had a $250 annual fee (today it is $450). It was only offered to trusted customers. Today customers can apply for it.
In 1987, American Express introduced a credit card, known as the Optima card. Customers did not have to pay in full every month. They could now wait to pay later.
Today the director of the American Express is Kenneth Chenault. The American Express continues to be one of the world’s biggest financial companies.


Check me out tomorrow for more high res credit cards.

unique high-res credit cards

A HIGH RESOLUTION Credit Card update. So yesterdays credit card update was pretty stale. The credit cards were low-res which doesnt allow you to appreciate the credit card graphic.
So for the next few days expect some simple credit cards all in glorious high resolution. Just click the credit cards to follow through the link and get a nice high-res credit card.

A cool looking credit card. I dont think this is an actual printed credit card design but its certainly stylish with that giant W.

This credit card is a great design from a great bank. Nice silver leaf image printed on this credit card. It contrasts well with the black/grey background.


Check out this space tomorrow for a few more credit cards in HD

An annoyingly low-res credit card update

I apologise for todays credit card update; these credit cards are pretty rare and as a result i could only find low-res credit card pics. Please forgive me.
Anyways these visa credit cards are pretty unique.

Heres a nice credit card. A very blue credit card. Some nice wavy crystal design met with the words "UP". All i know is with this credit card your spending will be UP!

Another UP visa credit card. This credit card has an awesome gold mosaic designl definitely a gold credit card account holders!

This visa credit card has a nice wavy design; pastel colors galore!
This credit card is very simple and suits the cheaper less daring spender.

Similiar to yesterdays credit card update. This credit card has a very unique design. I cant quite make out the credit cards design but i think its a pair of shoes. They have a nice platinum sheen to them so perhaps a platinum bank account card?





Ill be back tomorrow with more (hopefully high-res) credit cards!

Black straight to the point credit card

Black credit cards are easily the best looking credit cards out there. On the whole anyway. The credit card just talks the money. Especially this credit card that literally shows a money dollar sign on the front, nothing else. A credit card most banks dont have the balls to show off; a credit card that says "yeah i got a platinum credit card bank account with american express / amex that has no limit. Who gives a fuck?!"
(i understand this credit card is not an american express/ amex credit card but i have already posted a fair share of black, gold, platinum etc. american express / amex credit cards.

This is another black credit card. This has a heartbeat weird design. This credit card might not be as in your face but i like it.

Come back soon for more credit cards. Ill hit you guys up with an extra special credit card update soon!

A pink credit card for a good cause

The only better thing than spending money with a credit card is helping people. This credit card supports breast cancer and aids the cause with every credit card spending.

A cool credit card that i dont mind saying i fully support.
What do you guys think?

Misc. credit cards

Today the credit card update will just be some misc. random cards i cant think of a genre to put them under. It migth seem lazy but these are some credit cards ive been meaning to show off for some time.
 

This credit card has a really nice clean feel, i like how the logos are all color matching with the rest of the credit cards. A good credit card from capital one.

 

A nice medow for this credit card. The grass and sky looks so nice and clear you feel as if your there. A great credit card. I really like this credit card its a shame i couldnt find a higher res version.

From the same bank as before; this credit card went with the similiar nature theme. A nice credit card with minimalist raindrop pattern. This credit card is also a fave of mine; again i wish this credit card had a higher res version online.


So whats everyones thoughts on these credit cards?
It would be great to hear what everyone thinks.
Back tomorrow for more credit cards!

Simple yet effective credit cards

Ive take a fancy to some very simple credit cards. These credit cards rely on modern and basic templates rather than dazzling images and it works very well.

This credit card is pretty cool. All blue credit card with a small design.

A golden credit card, again very neat with a simple curved line to create the landscape. This credit card is my favourite of today.

A smooth credit card. Very simple this credit card; more is less and thats true here.

So which of these credit cards did you enjoy?

Citi Chairman credit card

This credit card card is especially designed to carter to the needs of those exclusive clients who travel the world and require the pimpest most prostigious level of service. The benefits of this credit card cardholder includes access to personal Concierge service, airport lounge access, upgrades and discounts to various hotels, private-jet privileges; pretty sweet deal ay?
To have this credit card you need to cough up half a grand a year. Crazy!

 Pretty slick design, the credit card design features a capital C for the banks name. Its a nice unique design that has a contrasting shading look. A pretty sleak credit card.


While on the topic of the most expensive credit cards the planet has check this out.

I dont know the specifics but the credit card is literally diamond rich. Such a sick credit card design from rushcard ay?

Back tomorrow. Thoughts on tehse cards?

A couple of limitless platinum credit cards before work

Heres the new barclays limitless black credit card

I really like the tire track  design. This credit card has no bounds. The limitess/platinum status means you can purchase as much crap as you would ever dream of!


The Dubai royale credit card

Everyone knows dubai is credit card heaven and this credit card further proves it. Niec gold trim shows this is an expensive credit card!


ill get back to you all later; sorry for the rushed post im  strapped for time!

Platinum credit cards - Part 2: Infinite series

I came across this amazing set of platinum credit cards; it goes under the guise "Visa Infinite".
All the credit card designs from this set are incredible. Ill share these very expensive, very rich and very sophisticated credit cards with you today.

This credit card is exploding with life. The platinum shine really takes your breath away and the suttle graphic of some kind of bird completes the credit cards look.

Although labeled diamond, this is a platinum credit card at heart with its simple design and small but unique graphic. A nice touch to a very original credit card design.

This platinum credit card sports a nice webbing kind of design in the foreground. Again sticking with the bird graphic. This is very simply yet still maintains that platinum credit card status.

The last credit card for today. This platinum infinite credit card has simple futuristic etchings at the bottom. Quite different from the others but still with that charm this series brings. This is a really nice credit card.


These are but a few credit cards from this series; theres so many to choose from but these are some of the best credit cards i could find. I may do a part 3 sometime in the future so keep on the look out for more platinums!

Platinum credit cards!

Where do i go from a gold credit card update?!
The obvious answer is PLATINUM credit cards!
Here are some really spectacular, shiny platinums.

This is a really sleak and modern design for a platinum credit card. Swift platinum strokes create a kind of 3D effect, a very neat credit card.

Silver a natural choice for a color for platinum credit cards but black and greys are also used frequently. This is a beautiful platinum credit card; the main graphic showing some nicely detailed flower engravings. Suttle yet easy on the eye. One of my favourite platinum credit cards.

This credit card also showing off the black on silver platinum design. This is a really simple card but so pleasing to look at. The gentle silver strokes glisten off the contrasting black background. This truly is a must have platinum credit card.

Thats all for today. Ive decided to make this a two part credit card update leading into some more nice platinum designs tomorrow. There is simply so many nice looking platinum credit cards i cannot contain them in one update. Keep me updated and come back tomorrow for more amazing looking credit cards!