Horrible Credit Card Comparison: Shit vs Piss

Terrible Music and Terrible Credit Cards. Who would ever think of putting these two together?!

Well some genius did and they combined Usher with credit cards. They didnt even manage to make the design good. The rates arnt that special either.

Here he is. The design isnt too bad, they have gone with usual credit card scheme of flashing gold everywhere. But his pose is just...egotistic

Heres the credit card rates
Receive up to 59 days interest free on new purchases if you pay your statement in full and on time every month. Each month you must pay Clydesdale Bank at least the minimum payment set out in your statement. This will be an amount equal to the greater of:
• All interest and default fees added to your account that month together with 1% of the remaining balance on your account or
• £5 (or the statement balance if it is less than £5).

 Some how the bank decided to release a second credit card with this guy. This however was a platinum credit card which had a few benefits to go with the con(the guys fact in your pocket all day)


Receive up to 56 days interest free on new purchases if you pay your statement in full and on time every month. The minimum monthly repayment on this card is interest, default charges and any balance protector premium plus 1% of the principal, or 3% of the statement balance or £5 whichever is highest, or the whole balance if it is less than £5. 

Ok ill be honest. The credit card doesnt look too bad when you read the fine print. The credit rates are somewhat beneficial. What do you guys think!?

Credit Card Comparison: Gold Vs Platinum

Todays credit card comparison compares teh credit rates of a gold credit card vs a platinum credit card.
Seem like an obvious choice?
Think again!
Some banks sucker you in by promising platinum benefits through name. In reality your worse off. Check and compare these credit cards!

A platinum credit card from Nordea, very traditional design.
Credit Rates

• Free text/email bill reminders
• 100s of discounts with top brands

Representative Example: If you spend £1,200 at a purchase interest rate of 16.56% (variable) your Representative APR will be 16.6% (variable).

Public Bank Asia. Gold account credit card. Last time i posted this it was well received. Lets see how its credit rates do in a credit card comparison!

Receive up to 56 days interest free on new purchases if you pay your statement in full and on time every month. The minimum repayment on this card is the highest of:
2.25% of the amount you owe on your monthly statement;
£5 (or the entire amount if less than £5);
any interest, account fees and default charges that have been added to your account since your last statement plus 1% of the remaining balance.

Some things to ponder there over this credit card. How do the credit rates do for you?!

Wednesday Credit Card Comparisons!

More of the same. Credit card comparison of two brand new credit cards. Check out the benefits; pros and cons of these hot credit cards!!

A platinum standard credit card from SAC Feder Credit Union. A reasonably elite bank that not many know about - they only deal with the most wealthy and expensive of names.

• Earn 10,000 Medallion(R) Qualification Miles (MQMs) with your first purchase, and Miles Boosts(SM) of up to 30,000 MQMs when you spend $60,000 in a calendar year
• Annual complimentary First-Class companion ticket with Card renewal
• Delta Sky Club(TM) access for you and your guests
• Check your first bag free on every Delta flight
• Rated 4 out of 5 stars in Overall Satisfaction Rating, based on feedback from current Delta Reserve Credit Cardmembers from American Express

 Another lesser known bank credit card. This variant from the KBC bank. Another high profile bank that only messes with real deal rich folk.

• No annual membership fee
• Low variable rate of 7.25%, 10.25% or 13.25% based on creditworthiness. This APR will vary with the market based on the Prime Rate
• Low Introductory APR on Balance Transfers of 1.99% for 6 billing cycles. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness.
• Product Enhancements include: Auto Rental Collision Damage Waiver, Roadside Dispatch and Travel Emergency Services.

Two credit cards you dont hear much of. Very high profile stuff; only a small percentage of the worlds elite rich hold these cards!

Thoughts?

Credit Card Comparison: SPORTS vs CARTOON

 Today i compare two very different credit cards. an expensive cartton credit card and a valuable sports franchise credit card!

• 0% Intro APR for 12 months on balance transfers, then a variable APR as low as 9.99%-22.99% after your 0% ends
• 0% Intro APR for 6 months on purchases, then a variable APR as low as 9.99%-22.99% after your 0% ends
• $50 Bonus Cash Back after your first purchase
• 5% Cash Back on up to $1,500 spent in bonus categories

• 0% Intro APR on purchases for 6 months.
• 5% Cashback Bonus® in categories that change like travel, department stores, gas, groceries, restaurants, and more.
• Up to 1% unlimited Cashback Bonus® on everything else you buy
• No Annual Fee

Credit Card Comparison - One dumb looking credit card!

Todays update includes one stupid looking credit card!
So let me know what you think; how do these credit cards compare!?

• Only 75% Capital One fee on balance transfers
• Transfer money to your current account
• Contactless technology

Interesting benefits. Does the credit card look good to you? Would you take on this credit card with those features?

Heres another credit card. From the great bank DnB NORD. The stupid credit card of the day. I dont quite understand why that guy in on the credit card and why hes doing what he is doing. Pretty dumb looking but funny in a strange way.

• 10% cashback on petrol spend up to £30
• 0% interest on purchases for 6 months 
• 0% intro APR until August 2012 on balance transfers
• 0% intro APR until August 2012 on purchases
• 24-hour travel assistance gives you a replacement card and cash advance
• Up to 1% unlimited Cashback Bonus® on everything else you buy
• No Annual Fee

Strange looking credit card but its also one powerful credit card. Those interest rates and APR rates are damn amazing and you will have no problem spending this credit card anywhere in the world.
Is the slightly odd design worth it?

Lazy Sunday; Credit Card Comparison

Lazy sunday and im tired. Excuse me for the weak post today; still heres some credit cards (albeit not very interesting credit cards) and their related rates. How do they compare?

A classic master card design. Very nice credit card.

• Get $10 Cashback Bonus® on each of your first 5 gas purchases of $25 or more within 3 months
• 0% intro APR on purchases and balance transfers for 12 months, then the variable APR of 11.99% - 20.99%
• Up to 20% Cashback Bonus at popular retailers when you shop online through master card
• Up to 1% unlimited Cashback Bonus on all other purchases

A nice design from DBS credit cards. Its very red and very creative.

• Save up to $220 compared with other prepaid cards
• Similiar to a checking account. No credit check. No activiation fee.
• $0.99 monthly fee with total load of $500 or more
• Free Direct Deposit from employers or load cash at 50,000 retailers

So a couple of credit cards. Im tired and hungover, forgive me for not being too detailed.

Credit Card Comparison: Art Vs Money

A blend of my usual credit card theme. This time comparing two important features of a credit card; how it looks to how it behaves. What decides the credit card for you?
Having a nice credit card design or the quality of the credit card rates and values?
YOU DECIDE!

Not a great looking credit card very plain but can you argue with its figures and financial benefits?

• 0% intro APR until August 2012 on balance transfers
• 0% intro APR until August 2012 on purchases
• 24-hour travel assistance gives you a replacement card and cash advance
• Up to 1% unlimited Cashback Bonus® on everything else you buy
• No Annual Fee

A very creative credit card. Not without its financial (if lesser) benefits.

• Get the credit you need with no processing fees or application fees
• Automatic reporting to the 3 major credit bureaus
• Track credit with access to your credit score and other tools

Two very nice credit cards in their own way. How do they compare and which would you take?

Another GOLD CREDIT CARD COMPARISON!

After such a great reception the credit card comparison theme will continue for now.
Today i shall compare two top of the range gold credit cards. Which of these gold credit card wins this battle of the banks for you?!

A reposted credit card of mine but never compared to other credit cards. This gold credit card from dubai first is one mean credit card. Check out its specs.

• Contactless technology
• 1p off phone bill / £1.50 spent
• Transfer money to your current account

Receive up to 50 days interest free on new purchases if you pay your statement in full and on time every month. The minimum repayment on this card is your balance (if this is less than £25); or whichever is the greater of: £25; or 1% of your statement balance before any default charges, annual fee and interest (to which MBNA will then add an amount equal to the default charges, annual fee and interest). You will be assessed on your personal circumstances and credit history to determine the APR available to you. This may result in you being offered a different rate than that quoted.

This credit card from visa is also very nice. The design is clear and speckled with that amazing gold texture.

• 10% cashback on petrol spend up to £30
• 0% interest on purchases for 6 months 

0% interest on balance transfers for 14 months and 0% on purchases for 6 months, the balance transfer is subject to a 2.7% transfer fee which is slightly lower than the market average. Instant online decision is available. You will need a good credit rating and a minimum annual income of £20,000. This card does not allow balance transfers from another Gold account. Once the 0% period ends you will be charged an annual percentage rate (APR) of 16.9% on any purchases you make.

So those are two very valuable gold credit card accounts. How do you feel they compare and which would you take?

Platinum Credit Card comparison: BATTLE OF THE TITANS!

The classic american express platinum has many nice little bonuses such as

• 10% cashback on petrol spend up to £30
• UK's longest 0% balance transfer period
• 0% on purchases for 3 months

The longest 0% balance transfer card in the market at 20 months, plus 0% interest on purchases for 3 months. Instant online decision is available. You will need a good credit rating and a minimum annual income of £20,000. This card does not allow balance transfers from another Amex credit card. Once the 0% period ends you will be charged an annual percentage rate (APR) of 17.5% on the transferred balance. In order to benefit from the 0% introductory rate, a balance transfer must be carried out within the first 60 days of the account being opened.

The platinum preferred credit card

• Only 2.88% BT fee on balance transfers
• Transfer money to your current account
• Contactless technology

A generous 18 months 0% interest on balance transfers and 3 months 0% on purchases. You will need a good credit rating and be over 18 years of age. There is no minimum income requirement however you will not be able to transfer a balance from an existing MBNA card which includes Virgin. Instant online decision is available. Once the 0% period ends you will be charged an annual percentage rate (APR) of 18.8% on the transferred balance. In order to transfer a balance at the introductory rate this must be undertaken within the first 60 days of account opening

Two of the heavyweights of the platinum credit card market. Which one receives your vote?

HSBC Credit Cards comparison!

So yesterdays credit cards had mixed views; picks from both side of the fence.
Well today I shall compare various HSBC credit cards!

A standard HSBC credit card; the grey design is very simply and this credit card is issued to standard credit card bank account holders.

Those bank account owners slightly higher in teh ranks are entitled to the gold credit card accoutn variant. This is slightly more expensive a credit card and the gold design certainly shows this.

Finally; the platinum credit card. HSBC have shaken things up a little with this credit card opting for a red scheme and a twist on their usual planet credit card design. To great effect i must say!


As for a little about HSBC;

HSBC Holdings plc is a global banking and financial services company headquartered in Canary Wharf, London, United Kingdom^. As of 2010 it was the world's sixth-largest banking and financial services group and eighth-largest company according to a composite measure by Forbes magazine. It has around 7,500 offices in 87 countries and territories across Africa, Asia, Europe, North America and South America and around 100 million customers. As of 30 June 2010 it had total assets of $2.418 trillion, of which roughly half were in Europe, a quarter in the Americas and a quarter in Asia.
HSBC Holdings plc was founded in London in 1991 by The Hongkong and Shanghai Banking Corporation to act as a new group holding company and to enable the acquisition of UK-based Midland Bank.The origins of the bank lie in Hong Kong and Shanghai, where branches were first opened in 1865^. Today HSBC remains the largest bank in Hong Kong, and recent expansion in mainland China, where it is now the largest international bank, has returned it to that part of its roots.
HSBC is a universal bank and is organised within four business groups: Commercial Banking; Global Banking and Markets (investment banking); Personal Financial Services (retail banking); and Private Banking.
HSBC's primary listing is on the London Stock Exchange and it is a constituent of the FTSE 100 Index. It has secondary listings on the Hong Kong Stock Exchange (where it is a constituent of the Hang Seng Index), the New York Stock Exchange, Euronext Paris and the Bermuda Stock Exchange. As of August 2010, it was the largest company listed on the London Stock Exchange, with a market capitalisation of £115.8 billion.

HD Credit Card Comparison PART 2

After a positive reception regarding the credit card comparison yesterday i will up the post with another credit card comparison. This time comparing two similiar credit cards from teh same bank and some credit card information to help wash it down!

A nice gold credit card for those with gold accounts and high status

Very similiar to the last credit card however this is a much more relaxing cool blue. Which credit card do you prefer?


Miles & More is the largest traveler loyalty program in Europe with 20 million members as of February 2011.It offers rewards to passengers of the Star Alliance travelling on certain types of tickets. This was previously a frequent flyer program, but currently does not award mileage for some or all economy class travel booked through most online services, including the airlines' own websites. The program was launched by Lufthansa (LH) in 1993 and is used by 13 European airlines. The programme enables its members to earn and redeem frequent flyer miles on all of the fully integrated airlines, all Star Alliance members as well as several other partner airlines.Customers are able to build status, which gives them access to certain privileges. Miles & More is free of charge.


Owning one of these credit cards of Miles and Mores however grants the owner several unique benefits. Air travel miles and reduced prices come with these credit cards. Many variants exist offering unique offers for that credit card!

So people what does everyone think of Miles and Mores and their credit cards?!

unique high-res credit cards

A HIGH RESOLUTION Credit Card update. So yesterdays credit card update was pretty stale. The credit cards were low-res which doesnt allow you to appreciate the credit card graphic.
So for the next few days expect some simple credit cards all in glorious high resolution. Just click the credit cards to follow through the link and get a nice high-res credit card.

A cool looking credit card. I dont think this is an actual printed credit card design but its certainly stylish with that giant W.

This credit card is a great design from a great bank. Nice silver leaf image printed on this credit card. It contrasts well with the black/grey background.


Check out this space tomorrow for a few more credit cards in HD

An annoyingly low-res credit card update

I apologise for todays credit card update; these credit cards are pretty rare and as a result i could only find low-res credit card pics. Please forgive me.
Anyways these visa credit cards are pretty unique.

Heres a nice credit card. A very blue credit card. Some nice wavy crystal design met with the words "UP". All i know is with this credit card your spending will be UP!

Another UP visa credit card. This credit card has an awesome gold mosaic designl definitely a gold credit card account holders!

This visa credit card has a nice wavy design; pastel colors galore!
This credit card is very simple and suits the cheaper less daring spender.

Similiar to yesterdays credit card update. This credit card has a very unique design. I cant quite make out the credit cards design but i think its a pair of shoes. They have a nice platinum sheen to them so perhaps a platinum bank account card?





Ill be back tomorrow with more (hopefully high-res) credit cards!

Simple yet effective credit cards

Ive take a fancy to some very simple credit cards. These credit cards rely on modern and basic templates rather than dazzling images and it works very well.

This credit card is pretty cool. All blue credit card with a small design.

A golden credit card, again very neat with a simple curved line to create the landscape. This credit card is my favourite of today.

A smooth credit card. Very simple this credit card; more is less and thats true here.

So which of these credit cards did you enjoy?

Sports credit cards?!

We all know how much sports means to some people. Well they mean alot to some credit card owners too. Would you show your support for your team by holding a credit card marked by their logo, stars, etc.?

Check out some of these sports credit cards, maybe some credit cards are of your team!

So theres some cool credit cards from some of the worlds biggest sporting franchises.
Does your team have a credit card?

Sorry if i missed out any credit cards for teams; im sure there are some out there if you looked.

 A huge selection of these types of credit card.
Ill be back again as usual tomorrow to showoff some more credit card to my loyal followers!
So who are youre favourite teams?
Any particular credit card brand you would like to see sponsor or make the credit card for them?




EDIT: Just like to say thank you to Kicking Rocks over at Kicking Rocks for a sunshine award.

My update tomorrow will follow the rules of the competition; nominating my 10 blogs and giving out the deserved thanks. Sorry for the delay, i didnt realise i won this until today!

Short but sweet credit card update

Alright people; today is a much shorter credit card. Im pretty busy today with an assignment and its my birthday so the credit card update will be lesser. Ill get back to everyone in time as well.

Heres some really trippy credit card from some random eastern europe naton. Pretty cool design; you sure could dazzle the banks with your riches with this credit card.


Sorry for the lazy post. Ill make up for it tomorrow. Thank you people!

Platinum credit cards!

Where do i go from a gold credit card update?!
The obvious answer is PLATINUM credit cards!
Here are some really spectacular, shiny platinums.

This is a really sleak and modern design for a platinum credit card. Swift platinum strokes create a kind of 3D effect, a very neat credit card.

Silver a natural choice for a color for platinum credit cards but black and greys are also used frequently. This is a beautiful platinum credit card; the main graphic showing some nicely detailed flower engravings. Suttle yet easy on the eye. One of my favourite platinum credit cards.

This credit card also showing off the black on silver platinum design. This is a really simple card but so pleasing to look at. The gentle silver strokes glisten off the contrasting black background. This truly is a must have platinum credit card.

Thats all for today. Ive decided to make this a two part credit card update leading into some more nice platinum designs tomorrow. There is simply so many nice looking platinum credit cards i cannot contain them in one update. Keep me updated and come back tomorrow for more amazing looking credit cards!

Scenic credit card theme

After a great response from yesterdays update i managed to find a collection of credit cards from a specific bank or company or some place that focused on a specific design of credit card. All the credit cards in this set were really nice and offered a unique design. I thought id share some of my favourite credit cards from this theme with you guys today.

Check out those credit card sand dunes. The sandy banks go very well with the orange and well..the real banks. This credit card is really cool in my opinion.

Here is the credit card from yesterdays credit card theme. I havnt much to say about this credit card other than what i said about it yesterday. Thought id post it to complete the set.

A tropical island the setting for this credit card. I really like this style but i feel the color looks a little washed out. Maybe a bright yellow would have suited this credit card a lot better. What do you think?

Here is my favourite credit card of the bunch. Ice caps in the distance this credit card is platinum. Very expensive stuff and you can damn well tell. With the effects of global warming perhaps this credit card wont be too relevent in a few years.

So what do you guys think of this credit card theme?
Like them?
Hate them?
Perhaps you can think of better scenery to be photographed in this set, maybe the backgrounds dont suit the credit card for YOU!
Keep me updated on any thoughts you guys have. Cya tomorrow!

Todays theme is blue credit cards!

Blue is such a relaxing color. It always suits credit cards, that smooth regal color looks so appealing on a credit card. Calm and chilled but not showing off.

Here is one smooth credit card. Two different shades of blue on one credit card and a simplistic design. This credit card design is very popular, many credit cards mimic it to some varying degree.

The classic planet setup; this credit card is remarkable. Like the previous post this credit card is a classic and copied around the globe.

A darker shade of blue and a unique take on the globe themed credit card. This adds a three-dimensional feel to the credit card view.

Heres my favourite of the day. This credit card gives a nice full spectrum view of the globe but adding that intimate closeness with the addition of mountains. Spectacular view, it takes your breath away. A brilliant credit card!