Ever since i was young i remember looking at credit cards or debit cards or any bank card for that matter and loving the graphics they put on them. Each one was unique to a person for such a long time, it almost formed part of their identity. As i got older and got cards for myself i developed attachements to my favourite credit card graphics. Here i look to share some of the most inspiring, artistic and beautiful bank card designs i have seen.
Im a huge fan of american express credit cards, platinum credit cards, gold credit cards, limitless credit cards. You know the deal. Any bank account that falls under those expensive credit card brackets you can expect to find info on here.
Follow me for unique and valuable credit card updates.






Thursday 16 June 2011

More insight into the American Express Credit Card

Heres teh American express credit card. Many are familiar with this credit card, especially my followers. However i have never gone into the details of this card, so i thought today we would look into the specific rates and credit stats the standard american express has.

How do they compare?!

  • Collect double Airmiles on spends abroad
  • 50% refund of balance transfer fee
  • Fee waived for Premier account customers
Representative Example: If you spend £1,200 at a purchase interest rate of 18.9% (variable) with a £140 annual Fee your Representative APR will be 47.2% (variable).
Receive up to 46 days interest free on new purchases if you pay your statement in full and on time every month. The minimum repayment on this card is your balance (if this is less than £25); or whichever is the greater of: £25; or 1% of your statement balance before any default charges, annual fee and interest (to which an amount equal to the default charges, annual fee and interest will then be added)

So does this credit card live up to the hype?
It certainly seems to with those competitive rates.
Would you be interested in american express? 

Wednesday 15 June 2011

Exam Break

I will be taking some time off to study for exams. I will be back blogging to usual in a few days.
Best of luck to all of you. This is not the end....

I will continue to post images of cool graphics but my in depth credit card comparisons will be less detailed

Tuesday 14 June 2011

Credit Card Comparisons: Small Time Banks

Time to show some credit card love and compare a few of the smaller credit cards found in less wealthy countries.

Account now. A very small banking firm in belgium. The credit card design is pretty cool; reminds me of those slow shutter highway shots.

  • £20 off fee when you transfer £3,000+
  • Belgium's longest 0% balance transfer period
  • 0% on purchases for 3 months
Advantage SBI Credit card. Gold account credit card here. How does it compare to account now?
Check its rates and see for yourself!

  • Instant online decision is available
  • 10% off SBI holidays & wine package
  • Pay for items up to £15 with Contactless

Monday 13 June 2011

Horrible Credit Card Comparison: Shit vs Piss

Terrible Music and Terrible Credit Cards. Who would ever think of putting these two together?!

Well some genius did and they combined Usher with credit cards. They didnt even manage to make the design good. The rates arnt that special either.

Here he is. The design isnt too bad, they have gone with usual credit card scheme of flashing gold everywhere. But his pose is just...egotistic

Heres the credit card rates
Receive up to 59 days interest free on new purchases if you pay your statement in full and on time every month. Each month you must pay Clydesdale Bank at least the minimum payment set out in your statement. This will be an amount equal to the greater of:
• All interest and default fees added to your account that month together with 1% of the remaining balance on your account or
• £5 (or the statement balance if it is less than £5).



 Some how the bank decided to release a second credit card with this guy. This however was a platinum credit card which had a few benefits to go with the con(the guys fact in your pocket all day)


Receive up to 56 days interest free on new purchases if you pay your statement in full and on time every month. The minimum monthly repayment on this card is interest, default charges and any balance protector premium plus 1% of the principal, or 3% of the statement balance or £5 whichever is highest, or the whole balance if it is less than £5. 

Ok ill be honest. The credit card doesnt look too bad when you read the fine print. The credit rates are somewhat beneficial. What do you guys think!?

Sunday 12 June 2011

Credit Card Comparisons: The credit cards of the everyman

Ive lost touch last few updates so today theres some credit cards with rates more realistic for the average person on teh street. Check these credit cards out!

A nice globe like design, two spheres cool stuff. This is a really nice credit card aimed at college students.
Receive up to 56 days interest free on new purchases if you pay your statement in full and on time every month. The minimum repayment on this card is the highest of:
2.25% of the amount you owe on your monthly statement;
£5 (or the entire amount if less than £5);
any interest, account fees and default charges that have been added to your account since your last statement plus 1% of the remaining balance

Those are certainly beneficial for those with short arms and deep pockets!


Capital One developed a platinum credit card scheme that offered platinum level rates for lower incomes. What do you think?
  • Cover against online fraud
  • Discounts on travel, shopping & dining 
  •  

Saturday 11 June 2011

Platinum Credit Card Comparisons: Discover takes on Mauwee Valley

Two less popular platinum credit cards. These two do have their own unique credit rate benefits however. They are certainly powerful credit cards in the correct hands!

Discover credit cards always have nice designs even when more basic and plain. This doesnt disapoint. They really nailed the graphics. Did they manage to tie down some good credit rates to match?

Receive up to 56 days interest free on new purchases if you pay your statement in full and on time every month. The minimum repayment on this card is the highest of:
1. 2.25% of the amount you owe on your monthly statement;
2. £5 (or the entire amount if less than £5);
3. any interest, account fees and default charges that have been added to your account since your last statement plus 1% of the remaining balance.


 In the other corner teh stunning mauwee valley platinum credit card. Really captured that unique expensive credit rate credit card feel with teh glitter. Do the credit rate benefits catch your eyes?


A generous 18 months 0% interest on balance transfers and 3 months 0% on purchases. You will need a good credit rating and be over 18 years of age. There is no minimum income requirement however you will not be able to transfer a balance from an existing MBNA card which includes Virgin. Instant online decision is available. Once the 0% period ends you will be charged an annual percentage rate (APR) of 18.8% on the transferred balance. In order to transfer a balance at the introductory rate this must be undertaken within the first 60 days of account opening.


A tough decision but im sure theres benefits to both. More tomorrow!

Friday 10 June 2011

Credit Card Comparison: Gold Vs Platinum

Todays credit card comparison compares teh credit rates of a gold credit card vs a platinum credit card.
Seem like an obvious choice?
Think again!
Some banks sucker you in by promising platinum benefits through name. In reality your worse off. Check and compare these credit cards!

A platinum credit card from Nordea, very traditional design.
Credit Rates
  • Free text/email bill reminders
  • 100s of discounts with top brands
Representative Example: If you spend £1,200 at a purchase interest rate of 16.56% (variable) your Representative APR will be 16.6% (variable).

Public Bank Asia. Gold account credit card. Last time i posted this it was well received. Lets see how its credit rates do in a credit card comparison!

Receive up to 56 days interest free on new purchases if you pay your statement in full and on time every month. The minimum repayment on this card is the highest of:
2.25% of the amount you owe on your monthly statement;
£5 (or the entire amount if less than £5);
any interest, account fees and default charges that have been added to your account since your last statement plus 1% of the remaining balance.


Some things to ponder there over this credit card. How do the credit rates do for you?!

Thursday 9 June 2011

Credit Card Comparisons: Popular Credit Cards of the PAST

Today we will look at credit cards of yesterday. These credit cards had some crazy expensive benefits. So good that the banks eventually went bust. How do these credit cards compare?
Read on for CREDIT CARD COMPARISONS!

A platinum credit card from Blue & Gold bank. This credit card is crazy fly. It has INCARD Technology which allows unique crap like those numbers on the top right.
How do its benefits and features compare?!

  • Cover against online fraud
  • Discounts on travel, shopping & dining
  • Choice of card
 Chase Credit Cards premium business credit card. This credit card was huge in the late 90s. Im sure alot of your parents was rocking one of these if they were worth a dime.
Check out its rates!
  • 10% cashback on petrol spend up to £30
  • 0% on purchases for 3 months
  • Chase Freedom reward scheme

Wednesday 8 June 2011

Wednesday Credit Card Comparisons!

More of the same. Credit card comparison of two brand new credit cards. Check out the benefits; pros and cons of these hot credit cards!!

A platinum standard credit card from SAC Feder Credit Union. A reasonably elite bank that not many know about - they only deal with the most wealthy and expensive of names.


  • Earn 10,000 Medallion(R) Qualification Miles (MQMs) with your first purchase, and Miles Boosts(SM) of up to 30,000 MQMs when you spend $60,000 in a calendar year
  • Annual complimentary First-Class companion ticket with Card renewal
  • Delta Sky Club(TM) access for you and your guests
  • Check your first bag free on every Delta flight
  • Rated 4 out of 5 stars in Overall Satisfaction Rating, based on feedback from current Delta Reserve Credit Cardmembers from American Express


 Another lesser known bank credit card. This variant from the KBC bank. Another high profile bank that only messes with real deal rich folk.
  • No annual membership fee
  • Low variable rate of 7.25%, 10.25% or 13.25% based on creditworthiness. This APR will vary with the market based on the Prime Rate
  • Low Introductory APR on Balance Transfers of 1.99% for 6 billing cycles. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness.
  • Product Enhancements include: Auto Rental Collision Damage Waiver, Roadside Dispatch and Travel Emergency Services.


Two credit cards you dont hear much of. Very high profile stuff; only a small percentage of the worlds elite rich hold these cards!

Thoughts?

Tuesday 7 June 2011

Credit Card Comparison: SPORTS vs CARTOON

 Today i compare two very different credit cards. an expensive cartton credit card and a valuable sports franchise credit card!
  • 0% Intro APR for 12 months on balance transfers, then a variable APR as low as 9.99%-22.99% after your 0% ends
  • 0% Intro APR for 6 months on purchases, then a variable APR as low as 9.99%-22.99% after your 0% ends
  • $50 Bonus Cash Back after your first purchase
  • 5% Cash Back on up to $1,500 spent in bonus categories

  • 0% Intro APR on purchases for 6 months.
  • 5% Cashback Bonus® in categories that change like travel, department stores, gas, groceries, restaurants, and more.
  • Up to 1% unlimited Cashback Bonus® on everything else you buy
  • No Annual Fee

Monday 6 June 2011

Credit Card Comparison - One dumb looking credit card!

Todays update includes one stupid looking credit card!
So let me know what you think; how do these credit cards compare!?

  • Only 75% Capital One fee on balance transfers
  • Transfer money to your current account
  • Contactless technology
Interesting benefits. Does the credit card look good to you? Would you take on this credit card with those features?


Heres another credit card. From the great bank DnB NORD. The stupid credit card of the day. I dont quite understand why that guy in on the credit card and why hes doing what he is doing. Pretty dumb looking but funny in a strange way.

  • 10% cashback on petrol spend up to £30
  • 0% interest on purchases for 6 months 
  • 0% intro APR until August 2012 on balance transfers
  • 0% intro APR until August 2012 on purchases
  • 24-hour travel assistance gives you a replacement card and cash advance
  • Up to 1% unlimited Cashback Bonus® on everything else you buy
  • No Annual Fee
Strange looking credit card but its also one powerful credit card. Those interest rates and APR rates are damn amazing and you will have no problem spending this credit card anywhere in the world.
Is the slightly odd design worth it?

Sunday 5 June 2011

Lazy Sunday; Credit Card Comparison

Lazy sunday and im tired. Excuse me for the weak post today; still heres some credit cards (albeit not very interesting credit cards) and their related rates. How do they compare?


A classic master card design. Very nice credit card.

  • Get $10 Cashback Bonus® on each of your first 5 gas purchases of $25 or more within 3 months
  • 0% intro APR on purchases and balance transfers for 12 months, then the variable APR of 11.99% - 20.99%
  • Up to 20% Cashback Bonus at popular retailers when you shop online through master card
  • Up to 1% unlimited Cashback Bonus on all other purchases
A nice design from DBS credit cards. Its very red and very creative.

  • Save up to $220 compared with other prepaid cards
  • Similiar to a checking account. No credit check. No activiation fee.
  • $0.99 monthly fee with total load of $500 or more
  • Free Direct Deposit from employers or load cash at 50,000 retailers
So a couple of credit cards. Im tired and hungover, forgive me for not being too detailed.

Saturday 4 June 2011

Credit Card Comparison: Art Vs Money

A blend of my usual credit card theme. This time comparing two important features of a credit card; how it looks to how it behaves. What decides the credit card for you?
Having a nice credit card design or the quality of the credit card rates and values?
YOU DECIDE!

Not a great looking credit card very plain but can you argue with its figures and financial benefits?

  • 0% intro APR until August 2012 on balance transfers
  • 0% intro APR until August 2012 on purchases
  • 24-hour travel assistance gives you a replacement card and cash advance
  • Up to 1% unlimited Cashback Bonus® on everything else you buy
  • No Annual Fee
A very creative credit card. Not without its financial (if lesser) benefits.

  • Get the credit you need with no processing fees or application fees
  • Automatic reporting to the 3 major credit bureaus
  • Track credit with access to your credit score and other tools
Two very nice credit cards in their own way. How do they compare and which would you take?

Friday 3 June 2011

Another GOLD CREDIT CARD COMPARISON!

After such a great reception the credit card comparison theme will continue for now.
Today i shall compare two top of the range gold credit cards. Which of these gold credit card wins this battle of the banks for you?!

A reposted credit card of mine but never compared to other credit cards. This gold credit card from dubai first is one mean credit card. Check out its specs.

  • Contactless technology
  • 1p off phone bill / £1.50 spent
  • Transfer money to your current account
Receive up to 50 days interest free on new purchases if you pay your statement in full and on time every month. The minimum repayment on this card is your balance (if this is less than £25); or whichever is the greater of: £25; or 1% of your statement balance before any default charges, annual fee and interest (to which MBNA will then add an amount equal to the default charges, annual fee and interest). You will be assessed on your personal circumstances and credit history to determine the APR available to you. This may result in you being offered a different rate than that quoted.

This credit card from visa is also very nice. The design is clear and speckled with that amazing gold texture.

  • 10% cashback on petrol spend up to £30
  • 0% interest on purchases for 6 months 

Thursday 2 June 2011

Platinum Credit Card comparison: BATTLE OF THE TITANS!

The classic american express platinum has many nice little bonuses such as
  • 10% cashback on petrol spend up to £30
  • UK's longest 0% balance transfer period
  • 0% on purchases for 3 months
The longest 0% balance transfer card in the market at 20 months, plus 0% interest on purchases for 3 months. Instant online decision is available. You will need a good credit rating and a minimum annual income of £20,000. This card does not allow balance transfers from another Amex credit card. Once the 0% period ends you will be charged an annual percentage rate (APR) of 17.5% on the transferred balance. In order to benefit from the 0% introductory rate, a balance transfer must be carried out within the first 60 days of the account being opened.



The platinum preferred credit card
  • Only 2.88% BT fee on balance transfers
  • Transfer money to your current account
  • Contactless technology
A generous 18 months 0% interest on balance transfers and 3 months 0% on purchases. You will need a good credit rating and be over 18 years of age. There is no minimum income requirement however you will not be able to transfer a balance from an existing MBNA card which includes Virgin. Instant online decision is available. Once the 0% period ends you will be charged an annual percentage rate (APR) of 18.8% on the transferred balance. In order to transfer a balance at the introductory rate this must be undertaken within the first 60 days of account opening

Two of the heavyweights of the platinum credit card market. Which one receives your vote?

Wednesday 1 June 2011

BLACK Credit Card comparisons

Black credit cards are very popular in this modern era. They usually imply extremely high status credit card bank account holders. Much higher than a platinum account; these often are only handed out by invitation.
Ive selected a few of the most prostigious black credit cards on the market.


The master card world elite comes with a number of features. World Elite MasterCard comes with a complimentary 24/7 concierge service that acts like a relentless personal assistant. Need to locate hard-to-find items or even reserve that perfect table? Concierge is there to help.
To contact the concierge call number on the back of your card. A very respectable credit card with many pros.



A credit card ive posted before. Simply titled BLACK CARD. Similar to the American Express Centurion Card, Visa's Black Card is awarded to the top percentage of Visa Card users. Unlike the AMEX card the fee is only $500 a month with no minimum spending amount!
A Visa advertisement claims that the card is "the world's most prestigious and versatile card." It may be versatile. However, with Visa's goal to have 3 million users carry the card, is the Black really the most prestigious with that high a figure? It isnt too rare to come across a holder of this credit card but does that distract its quality from you?!




The most influential credit card of them all; encouraging hundreds of immitators including the aforementioned black card. The american express centurian is one incredible looking credit card.
The Centurion Card, known informally as the black card, is a charge card issued by American Express. The card is available in certain markets, mainly the US, Canada, Mexico, Europe, Taiwan, Korea, areas of China (e.g. Hong Kong), Japan, Australia and the Middle East. The Centurion Card provides access to a range of benefits, depending on the country where the card is issued. In the 1980s, urban legends circulated about a black credit card of high spending power. While those legends were false at the time, American Express decided to capitalize on them by introducing the Centurion card in 1999.
To become a Centurion cardholder, one must meet American Express's strict eligibility criteria. Cardholders are required to pay an annual fee, and in some countries also an initiation fee.

Can you believe there were URBAN LEGENDS about this card?!


So which black credit card takes your liking?